Fellowship Mortgage — Privacy Policy

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This Privacy Policy describes how Fellowship Mortgage (“we,” “us,” or “our”) collects, uses, and protects the personal information of individuals who visit our website or use our mortgage-related services. We are committed to safeguarding your privacy and ensuring the security of the information you provide to us. By accessing our website or using our services, you consent to the practices described in this Privacy Policy.

 1.1 Personal Information

We may collect personal information that you voluntarily provide when you submit a form, request information, or communicate with us. This may include your name, email address, phone number, property details, financial information, loan-related data, and any other information necessary to help evaluate your mortgage needs or process your request.

1.2 Log Data

When you visit our website, our servers automatically collect certain information (“log data”), such as your IP address, browser type, operating system, referring website, pages visited, and the date and time of your visit. We use this information to analyze trends, administer the website, and gather demographic insights for aggregate use.

 2.1 Providing Mortgage Services

We use the information collected to provide and support our mortgage services, including evaluating eligibility, responding to inquiries, processing loan-related requests, and facilitating communication throughout the mortgage process.

2.2 Communication

We may use your personal information to send important updates, disclosures, or service-related communications. You may opt out of non-essential communications by following the instructions included in the message or by contacting us directly.

2.3 Legal and Regulatory Compliance

We may use or disclose your information as required to comply with applicable laws, regulations, legal processes, or governmental requests. We may also use or disclose your information to protect our rights, safety, property, or the rights and safety of others.

 3.1 Service Providers

We may engage trusted third-party service providers to assist with functions such as loan processing, credit checks, verification services, document management, website operations, or customer relationship systems. These parties are given access only as needed to perform their responsibilities and are contractually required to maintain confidentiality and security.

3.2 Business Transfers

If we undergo a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring organization. Should such a transfer occur, we will provide notice on our website, and the handling of your information will follow the acquiring organization’s privacy policy.

3.3 Consent

We may share your personal information with third parties for purposes not described in this Privacy Policy if we receive your explicit consent.

We implement reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmitting or storing data is completely secure, and we cannot guarantee absolute protection. 

Our website may contain links to external sites not operated or controlled by us. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit. 

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe information has been collected from a child, please contact us so we can remove it promptly. 

 We may update or modify this Privacy Policy from time to time. Any changes will become effective when posted on this page, with the updated effective date shown above. Continued use of our website after changes are posted indicates acceptance of the revised policy.